![]() If your property is built in, or extremely close to these regulatory floodways, you should take extreme precautions to flood-proof your home. While these floodplains are typically kept clear, there are exceptions to that rule. Access the National Flood Hazard Layer ArcGIS viewer and other resources. View your community's preliminary flood hazard data. These areas will often include a canal or river, and a large floodplain to allow drainage from adjacent flood zones. Access the National Risk Index data and resources. Blue with Red Stripes: These are regulatory floodways.If possible, ask local residents what kind of flooding they’ve seen over the years, and verify with your appraiser or flood insurance agent that the property in interest is built to withstand the potential risk of flooding. If you’re considering to purchase a property in a yellow zone, we recommend researching the flood history of that zone. Yellow Zones: These are areas of undetermined flood risk.However, you may still experience excessive surface runoff after heavy rains, and should still be aware of the potential danger of flooding. Since these areas are not as high-risk as blue zone properties, you may see a lower flood insurance rate. FEMA states that orange zones are likely to face significant flooding at least once every 500 years. ![]() Orange Zones: These are 0.2% annual-chance zones.Take the necessary precautions to to protect and flood-proof your home. Even though it may not seem like a big deal, FEMA considers this to be high-risk. FEMA has determined blue zones are likely to face significant flooding at least once every 100 years. Blue Zones: These are the 1% annual-chance zones.
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